CredPal offers buy now pay later and credit card services you can use at any time. Buy phones, laptops, electronics, and other products now and pay later.
Buy now, pay later (BNPL) features:
Minimum Limit - ₦100,000
Maximum Limit - ₦2,000,000
Minimum Period - 60 days
Maximum Period - 180 days
Maximum APR - 83%
Example of CredPal Buy Now, Pay Later
- Loan Limit: ₦100,000
- Loan Term: 180 days
- Repayment periods: 6
- Repayment Frequency: Monthly
- Interest rate @ 6.5%: ₦39,000
- One-off Management fee @ 2%: ₦2,000
- Total cost of Loan: ₦141,000
How to Use CredPal:
To apply for buy now pay later on the CredPal app, follow the following steps.
- Download the CredPal app and sign up
- Apply for Credit and provide the required details
- Get Approved for Credit
- Get your buy now, pay later credit card to shop, and pay overtime.
To buy now, pay later:
- Find and visit your favorite stores within the CredPal app or via the
- merchant’s payment link
- Add your product information
- Split your purchase into 6 repayments
MANAGE YOUR REPAYMENT
When you pay with CredPal, you get a complete overview of all your purchases and installments plans which helps you to keep track of all your purchases with their payment schedule.
INCREASE YOUR SPENDING LIMIT
The more you shop and make timely repayments, the more your credit limit increases and the more access you have to our deals and offers.
CredPal Invest
Grow your money the smart way by investing with CredPal
* Create multiple investment wallets to meet different goals.
* Earn up to 18% on your investment capital per annum.
* Invest with 1,000 Naira and above within 1 - 12 months.
* Safe and secure with bank-level security, end-to-end encryption protocols, and other security technologies.
Business Name: Crednet Technologies Limited (DBA) CredPal
CUSTOMER INFORMATION SECURITY AND PRIVACY
The CredPal app has been developed using the best security and privacy standards to ensure absolute data security. When you download the CredPal app, we will ask for your permission to verify your personal and financial information. Our app is secure to use, we will not share your information with third parties without your consent.
For more information about our credit card or buy now, pay later services, please visit: credpal.com or credpal.com/faq
Contact us:
We love feedback! If you have any feedback, questions, or complaints, please contact us through the following channels:
Email: hello@credpal.com
Twitter: https://www.twitter.com/CredPal
Facebook: https://www.facebook.com/credpal
Instagram: https://instagram.com/credpalhq
Website: credpal.com
Call Us: 017007999
Address:: Lagos, Nigeria